Qualified Investment Fund Options

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Request more detailed information about these Qualified Options when you give us a call.

Contact the Fund Manager

Request more detailed information about specific investment funds from our Investment Manager.

Once you choose a program that is right for your retirement and business needs, your next step is to pick your individual investment funds from the many options below.

Here are a few highlights to our individual fund options.

Internet Technology Sector Fund (TKF)

Objective:
To achieve long term capital appreciation by investing primarily in companies positioned to benefit from the growth of the Internet. This Fund invests in companies engaged in research, design, development and manufacturing activities related to the Web, as well as companies involved in distributing products, processes or service for or through the Internet or intranet.
Manager:
Munder Capital Management
Management Fee:
2.05%
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Healthcare/Biotechnology Fund (HBF)

Objective:
To achieve long term capital appreciation through investments in companies providing healthcare, medical services and products worldwide. Strategy is focused on companies that can improve outcomes while lowering costs and that can take advantage of the way healthcare is paid for and delivered.
Manager:
Munder Capital Management
Management Fee:
1.62%
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Small Cap Index Fund (SIF)

Objective:
To achieve investment results generally corresponding to the aggregate price and dividend performance of the small capitalization sector of the US equity market. This Fund invests primarily in the 600 common stocks that compose the S&P Small Cap 600 Index. This portfolio is not actively managed; it is passively managed through indexing. Indexing allows the investor full participation in a market sector with limited risk of severe under-performance relative to that market sector.
Manager:
World Asset Management
Management Fee:
0.20%
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Foreign Equity Fund (FEF)

Objective:
Primarily invested in securities denominated in currencies other than US dollars. The geographical allocation for this portfolio includes Europe and the Far East and the rest of the developed world, including a small fraction of emerging markets. This portfolio is designed to include investment strategies based on value, growth, indexing, and utilizes multiple mutual funds across different mutual fund families.
Manager:
Towneley Capital Management
Management Fee:
1.23%
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Mid Cap Index Fund (MIF)

Objective:
This Fund seeks to provide investment results generally corresponding to the aggregate price and dividend performance of the medium capitalization sector of the US equity market. This Fund pursues this objective by investing primarily in the 400 common stocks that compose the S&P Mid Cap 400 Index.
Manager:
World Asset Management
Management Fee:
0.20%
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Large Cap Growth Fund (LGF)

Objective:
To achieve long term capital appreciation by investing in equity securities of primarily larger capitalized “growth” companies.
Manager:
SEI Investment Group
Management Fee:
0.85%
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Large Cap Value Fund (LVF)

Objective:
This Fund seeks to provide a broad level of diversification primarily in larger capitalization stocks in a risk-controlled framework that includes stocks with value characteristics. The Fund is structured to outperform its benchmark of the Russell 1000 Value Index with a similar level of risk.
Manager:
SEI Investment Group
Management Fee:
0.85%
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S&P 500 Index Fund (SPF)

Objective:
This Fund seeks to provide investment results that correspond to the aggregate price and dividend performance of the securities in the Standard & Poor’s 500 Composite Stock Price Index.
Manager:
World Asset Management
Management Fee:
0.20%
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Value Equity Fund (VEF)

Objective:
This Fund seeks a high return with lower risk relative to the Value Equity Benchmark, an index of large/mid/small capitalization stocks. The Fund invests in common stock of companies similar to companies in the Russell Midcap Index, S&P Mid Cap 400 Index, and a universe selected from the smallest 800 companies of the largest 1,000 companies ranked by market capitalization.
Manager:
Morgan Stanley
Management Fee:
0.47%
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Socially Responsible Fund (SRF)

Objective:
The investment objective of the Fund is both current income and capital appreciation by investing primarily in a diversified portfolio of equity securities. They do not invest in companies that manufacture or are involved with alcohol, tobacco, weapons, nuclear power, or gambling.
Manager:
Parnassus Investments
Management Fee:
0.78%
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Real Estate Equity Investment Trust Fund (REF)

Objective:
This Fund seeks current income and capital appreciation through investments in high-quality companies that are principally engaged in business within the real estate industry. A significant portion is invested in various Real Estate Investment Trusts (REITs). The Fund does not invest directly in real estate, but rather real estate common stock.
Manager:
Munder Capital Management
Management Fee:
1.27%
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Asset Allocation Fund (AAF)

Objective:

This Fund seeks to provide high current income (with low volatility) and the preservation of capital through investment in a balance of fixed-income and equity investments.

The portfolio may include fixed-income investments, convertibles, preferred and common stock, and interest bearing short-term investments. The portfolio will be allocated to 40% in fixed-income and 60% in equities with an up/down variation of up to 15% in either direction.

Investment in fixed-income securities are managed to take advantage of changes in interest rate curves.

Manager:
Ferguson Wellman Capital Management, Inc.
Management Fee:
0.59%
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Bond Income Fund (BIF)

Objective:

Safety of principal and income. Only investment grade (Baa or higher) bonds will be purchased. U.S. Treasuries and U.S. Agencies and corporate issues may be purchased.

No one security (except U.S. Government) may exceed 5% of the total Fund and no single issuer (other than U.S. Government) may exceed 10% of the total Fund value.

Manager:
Wentworth, Hauser & Violich
Management Fee:
0.39%
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Government National Mortgage Association Fund (GMF)

Objective:

To achieve a high level of current income and total return by investing in mortgage-backed securities issued by the Government National Mortgage Association.

The Fund’s investment strategy emphasizes the distribution of security coupon (interest) rates, the weighted average coupon (interest) rate, and the selection of appropriate underlying mortgage types.

Manager:
SEI Investment Group
Management Fee:
0.60%
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Stable Asset Fund (SAF)

Objective:

This Fund will diversify investment among guaranteed investment contracts (GICs) issued by major life insurance companies and money center banks, as well as synthetic GICs.

The Funds average maturity will normally be maintained between two and four years.

The Fund uses traditional fixed income management techniques to enhance the credit quality and diversification of the portfolio while improving performance and reducing risk.

The Fund’s cash will be invested in short-term government issues. Cash holdings will be at a minimal level.

Manager:
SEI Investment Group
Management Fee:
0.30%
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Trust Savings CD Fund (CDF)

Objective:
To provide a fixed income investment utilizing certificates of deposit (CDs). This Fund is insured by the Federal Deposit Insurance Corporation (FDIC)
Manager:
Wentworth Hauser & Violich
Management Fee:
0.20%
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Destination Funds 2015, 2025, 2035, 2045 (D15, D25, D35, D45)

Objective:

Each of these Destinations Funds is an individual asset allocation portfolio seeking growth and income by investing in a diversified selection of mainly indexed stock and bond funds.

The Destination Funds invest in stocks of large, medium and small companies, both domestic and international: U.S. government, corporate and mortgage-backed bonds; and principal protection investments.

Each portfolio rebalances periodically to adjust to the retirement dates of shareholders.

D15:
This Fund employs an asset allocation strategy designed for investors expecting to retire in approximately 2015 (between 2010 and 2029).
D25:
This Fund employs an asset allocation strategy designed for investors expecting to retire in approximately 2025 (between 2020 and 2029).
D35:
This Fund employs an asset allocation strategy designed for investors expecting to retire in approximately 2035 (between 2030 and 2039).
D45:
This Fund employs an asset allocation strategy designed for investors expecting to retire in approximately 2045 (between 2040 and 2049).
Manager:
World Asset Management
Management Fee:
0.68% for each Destination Fund
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