Once you choose a program that is right for your retirement and business needs, your next step is to pick your individual investment funds from the many options below.
Here are a few highlights to our individual IRA Fund options. Consider one, or more, of these choices for your qualified retirement plan.
- IRA Emerging Markets Fund (EMF)
- IRA Internet Technology Sector Fund (TKF)
- IRA Healthcare/Biotechnology Fund (HBF)
- IRA Inflation Protection Fund (IPF)
- IRA Real Estate Fund (REF)
- IRA Foreign Equity Fund (FEF)
- IRA Small Cap Core Fund (SCF)
- IRA Large Cap Growth Fund (LGF)
- IRA Dividend Value Fund (DVF)
- IRA S&P 500 Index Fund (ISP)
- IRA Value Equity Fund (VEF)
- IRA Asset Allocation Fund (AAF)
- IRA Bond Income Fund (BIF)
- IRA GNMA Fund (GMF)
- IRA Trust Savings CD Fund (CDF)
Emerging Markets Fund (EMF)
- Objective:
- The Emerging Markets Fund offers additional portfolio diversification through investment in securities issued by fast-growing emerging market countries and companies..
- Manager:
- Towneley Capital Management
- Management Fee:
- 1.23%
IRA Internet Technology Sector Fund (TKF)
- Objective:
-
To achieve long term capital appreciation by investing primarily in companies positioned to benefit from the growth of the Internet.
Invests in companies engaged in research, design, development and manufacturing activities related to the Web, as well as companies involved in distributing products, processes or services for or through the Internet or intranet.
- Manager:
- Munder Capital Management
- Management Fee:
- 0.95%
IRA Healthcare/Biotechnology Fund (HBF)
- Objective:
-
To achieve long term capital appreciation through investments in companies providing healthcare, medical services and products worldwide.
Strategy is focused on companies that can improve outcomes while lowering costs and that can take advantage of the way healthcare in paid for and delivered.
- Manager:
- Munder Capital Management
- Management Fee:
- 1.76%
Inflation Protection Fund (IPF)
- Objective:
- To provide a hedge against the loss of purchasing power due to US dollar price inflation and/or to a decline in the exchange rate of the US dollar.
- Manager:
- Towneley Capital Management
- Management Fee:
- 0.80%
IRA Real Estate Equity Investment Trust Fund (REF)
- Objective:
- This Fund seeks current income and capital appreciation through investments in high-quality companies that are principally engaged in business within the real estate industry.
- Manager:
- Munder Capital Management
- Management Fee:
- 0.65%
Foreign Equity Fund (FEF)
- Objective:
- Primarily invested in securities denominated in currencies other than US dollars. The geographical allocation for this portfolio includes Europe and the Far East and the rest of the developed world, including a small fraction of emerging markets. This portfolio is designed to include investment strategies based on value, growth, indexing, and utilizes multiple mutual funds across different mutual fund families.
- Manager:
- Towneley Capital Management
- Management Fee:
- 1.23%
IRA Small Cap Core Fund (SCF)
- Objective:
-
The portfolio will be invested in U.S. equities having a market capitalization of less than $2 billion. These may include common stock, securities that are converted to common stock, preferred stock, and mutual funds and exchange-traded funds (ETFs) that invest primarily in domestic small cap equities.
- Manager:
- Ferguson Wellman Capital Management
- Management Fee:
- 1.00%
IRA Large Cap Growth Fund (LGF)
- Objective:
- To achieve long term capital appreciation by investing in equity securities of primarily larger capitalized “growth” companies.
- Manager:
- Ferguson Wellman Capital Management (Portland, OR)
- Management Fee:
- 0.60%
IRA Dividend Value Fund (DVF)
- Objective:
-
This Fund seeks to provide a broad level of diversification primarily in larger capitalization stocks in a risk-controlled framework that includes stocks with value characteristics.
The Fund is structured to outperform its benchmark of the Russell 1000 Value Index with a similar level of risk.
- Manager:
- Ferguson Wellman Capital Management (Portland, OR)
- Management Fee:
- 0.60%
IRA S&P 500 Index Fund (ISP)
- Objective:
- This Fund seeks to provide investment results that correspond to the aggregate price and dividend performance of the securities in the Standard & Poor’s 500 Composite Stock Price Index.
- Manager:
- SEI Investment Management
- Management Fee:
- 0.40%
Value Equity Fund (VEF)
- Objective:
- This Fund seeks a high return with lower risk relative to the Value Equity Benchmark, an index of large/mid/small capitalization stocks. The Fund invests in common stock of companies similar to companies in the Russell Midcap Index, S&P Mid Cap 400 Index, and a universe selected from the smallest 800 companies of the largest 1,000 companies ranked by market capitalization.
- Manager:
- KJ Capital Management LLC
- Management Fee:
- 0.60%
Asset Allocation Fund (AAF)
- Objective:
This Fund seeks to provide high current income (with low volatility) and the preservation of capital through investment in a balance of fixed-income and equity investments.
The portfolio may include fixed-income investments, convertibles, preferred and common stock, and interest bearing short-term investments. The portfolio will be allocated to 40% in fixed-income and 60% in equities with an up/down variation of up to 15% in either direction.
Investment in fixed-income securities are managed to take advantage of changes in interest rate curves.
- Manager:
- Ferguson Wellman Capital Management, Inc.
- Management Fee:
- 0.60%
IRA Bond Income Fund (IBF)
- Objective:
-
Safety and principal income. Only investment grade (Baa or higher) bonds will be purchased. U.S. Treasuries and U.S. Agencies and corporate issues may be purchased.
No one security (except U.S. Government) may exceed 10% of the total Fund value.
- Manager:
- Wenworth, Hauser and Violich
- Management Fee:
- 0.37%
Government National Mortgage Association Fund (GMF)
- Objective:
To achieve a high level of current income and total return by investing in mortgage-backed securities issued by the Government National Mortgage Association.
The Fund’s investment strategy emphasizes the distribution of security coupon (interest) rates, the weighted average coupon (interest) rate, and the selection of appropriate underlying mortgage types.
- Manager:
- SEI Investment Group
- Management Fee:
- 0.60%
Trust Savings CD Fund (CDF)
- Objective:
- To provide a fixed income investment utilizing certificates of deposit (CDs). This Fund is insured by the Federal Deposit Insurance Corporation (FDIC)
- Manager:
- Wentworth Hauser & Violich
- Management Fee:
- 0.21%
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